• International Banking / NRI Banking

      NRI Banking

      Foreign Currency Nonresident (FCNR-B) Deposits

      Resident Foreign Currency (RFC) Deposits

      Rupee Deposits - HIGHLIGHTS



      Against Deposits

      Bank gives loans against NR deposits to NRI deposit account holder and third parties in Indian Rupees.

      Bank gives loans against FCNR (B) deposits to NRI deposit account holder in foreign currency in India. This facility is available at our overseas branches, subject to local directives, if any in that country.

      For loans against your deposit please contact the Branch where you are maintaining the deposits.

      NRI Home Loans


      The proceeds of rupee loan should not be utilised for any of the following activities:

      • The business of chit fund, or
      • Nidhi Company, or
      • Agricultural or plantation activities or in real estate business, or construction of farm houses, or
      • Trading in Transferable Development Rights (TDRs), or
      • Investment in capital market including margin trading and derivatives.


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